New $749,000
32145 Vail Brook Dr
4 BD · 3 BA · 2,480 SQFT
- Wildfire
- WATCH
- Fault
- CLEAR
- Foundation
- CLEAR
- Insurance
- WATCH
Insider field file · Temecula, California DRE# 02440138 · Equal Housing Opportunity
37.7897° N · 122.4103° W — RIVERSIDE COUNTY · FIELD FILE
Listings, the local index, inspection intelligence, and neighborhood detail for Temecula buyers — the data the MLS leaves out.
Market Pulse — monthly video from the field. Watch ▸
Temecula sits in the southwest corner of Riverside County, where master-planned communities like Harveston and Redhawk meet the rolling vineyards of De Luz and the De Portola wine trail. Buyers here are weighing a real set of local trade-offs: Mello-Roos and HOA layers that vary block by block, a commute that splits between San Diego (I-15 south) and Orange County (the 79/15 corridor), and a wildland-urban interface on the western and southern edges that increasingly decides whether a home is insurable on the standard market or pushed onto the California FAIR Plan. Schools, Old Town walkability, and lot size shift sharply between the 92591 core and the newer 92592 hillsides. This page is built to surface those distinctions — the inspection findings, insurance exposure, and ZIP-level price movement — before you ever step into a showing.
Real-time market intelligence for buyers, agents & investors.
DATA AS OF JUN 30, 2026 · INDICATIVE, NOT GUARANTEED
Median Price
$539,136
Active Inventory
312
Avg Days on Market
33
List-to-Sale
98.6%
30-yr Mortgage
6.82%
Listings w/ Price Cut
28%
Rent-to-Price
0.42%/mo
Insurance Stress
Elevated
Wildfire Exposure
Moderate–High
ZIP Appreciation (YoY)
+4.1%
Off-Market Supply Members
36
Foreclosure Rate
0.21%
County verification layer
CRMLS MATRIX · THROUGH MAY 2026 · COUNTY MEDIANS
Median Home Price
$539,136
▲ +0.8% vs Apr 2026
Median Days on Market
33
— flat vs Apr 2026
Year-over-Year
+4.6%
▲ $23,736 vs Jun 2025
SOURCE: CRMLS MATRIX · NOT A SUBSTITUTE FOR A PROPERTY-SPECIFIC APPRAISAL OR CMA
Buyer Intelligence · aggregated
90 DAYS · CLOSED SALES · AS OF JUN 30, 2026
How the last 90 days of buyers paid
Conventional
52%
FHA
21%
VA
14%
Cash
13%
Cash share
13%
Offers per listing
2.4
San Diego County relocations lead the inbound pool; second signal: Orange County equity moves.
Days on market, by price band
| Band | Median DOM | Share | Pressure |
|---|---|---|---|
| Under $500k | 24d | 18% | HOT |
| $500–700k | 31d | 47% | WARM |
| $700k–1M | 39d | 26% | WARM |
| Over $1M | 58d | 9% | COOL |
The read
FHA/VA is a third of this market — sellers pricing above appraisal-safe comps are the ones cutting later.
AGGREGATED CLOSED-SALE PATTERNS · NO INDIVIDUAL BUYER DATA IS COLLECTED, PROFILED, OR PUBLISHED
Pre-screened, risk-read
New $749,000
32145 Vail Brook Dr
4 BD · 3 BA · 2,480 SQFT
Price Drop $884,000
45120 Callesito Ordenes
5 BD · 4 BA · 3,210 SQFT
Coming Soon $1,150,000
39870 Cantrell Rd
4 BD · 3 BA · 2,960 SQFT
Off-Market Private listing
ADDR ▮▮▮▮▮▮▮▮▮▮▮
APN ▮▮▮▮▮▮▮ · MEMBERS ONLY
PRICE ON REQUEST
Off-market — De Luz acreage
The Off-Market Vault
Pre-MLS and pocket listings drop every Tuesday. Members see them days before they hit the market — sometimes never reaching it.
Founder’s Field Notes
Real findings from recent Temecula inspections — roofs, foundations, drainage, and the things sellers hope you miss.
Block by block
A lake-centered master plan north of the 79, family-heavy with a strong HOA and amenity load. Newer construction, predictable layouts, and Mello-Roos worth reading line by line before you write an offer.
Hillside community on the southeast side, golf-course frontage and larger lots. Bigger views come with steeper grading — slope, drainage, and retaining-wall condition are the inspection items that actually move price here.
Rural-residential acreage west and northeast of Old Town. Well water, septic, and direct WUI wildfire exposure are the norm; insurance availability — not list price — is often the binding constraint.
Not on any listing sheet
Recurring inspection findings by tract — pattern knowledge from homes we've actually walked, not the MLS.
SURVEY 1999–2005 · 0 HOMES WALKED
SURVEY 1995–2003 · 0 HOMES WALKED
SURVEY 1970–2015 · 0 HOMES WALKEDDeals we ended
The part of the job nobody publishes: the homes we told our clients to leave behind, and what happened to them after.
May 2026 · [Founder: neighborhood-level only, e.g. Redhawk] · [e.g. $750–800K]
[Founder: one plain-language sentence — what you found]
[$ range]
[Founder: the receipts — what happened to the house after your client walked. Relisted? Sold lower? Credited at close? Pull from public record.]
Mar 2026 · [Founder: e.g. De Luz / Wine Country] · [e.g. $1.2–1.3M]
[Founder: one plain-language sentence — e.g. standard-market coverage unavailable, FAIR Plan quote made the payment pencil out $X/mo higher than underwritten]
[$ /yr or /mo delta]
[Founder: what happened to the house after — public record only]
California-specific
What those CFD line items add to your Temecula tax bill, and how to read them before you offer.
County and state ADU/JADU limits, setbacks, and what actually pencils out.
Defensible space, vents, and Chapter 7A materials that keep a WUI home insurable.
Cripple-wall bracing and foundation bolting — cost, permits, and resale impact.
When the standard market drops you, what the FAIR Plan covers, and the wrap policy gap.
Reading the Natural Hazard Disclosure: flood, fire, fault, and seismic zones.
Tools
What buyers say
The inspection read on the De Luz place flagged an insurance problem the listing never mentioned. Saved us from a deal that would have fallen apart at closing.
Finally a Temecula site that talks about Mello-Roos and wildfire zones in plain numbers instead of marketing.
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